Understanding auto glass coverage in Arizona can be confusing. From Tucson and Sierra Vista to Scottsdale, Tempe, Chandler, and all the other cities across the state, Arizona auto insurance owners have the option of purchasing a separate auto glass waiver insurance. This additional waiver for glass is typically $10 to $20 per month with most auto insurance companies.
If you have purchased and pay for this monthly glass waiver, you won't need to pay your full deductible when you have your windshield replaced or repaired in the state of Arizona, because it's a no-fault state. This also means insurance companies cannot raise your premiums due to windshield replacement.
Why Bother Getting Your Windshield Fixed?
Arizona state regulations categorize any type of vehicle glass as a safety device. This means a crack in your windshield could jeopardize your safety because it can cause impaired vision — which makes driving with cracked auto glass a must-fix situation. It is a high priority for vehicle owners to get their windshield fixed through a reputable auto glass company as soon as possible.
A Rock Cracked My Windshield — What Next?
Most insurance companies prefer that policyholders report windshield damage to their insurance agents as soon as possible, and some companies have websites where you can report claims online (Geico, for example). In either case, claims representatives work with customers to determine that they have the correct insurance coverage and then arrange for glass repair or replacement.
Typically, auto glass companies can help you file your claim with your insurance company, as long as the auto glass company is a verified preferred auto glass repair shop.
What's the Process for Getting My Windshield Fixed?
The state of Arizona requires insurance companies to allow their customers to decide which auto glass shop completes the windshield replacement or repair on their vehicle. It is typical for insurance companies to allow policyholders to choose their own shop.
Hatch Auto Glass and many other windshield replacement companies in Arizona are mobile and can complete the glass repair at your location of choice — home, office, or wherever your vehicle is parked.
Hatch Auto Glass is one of the many qualified auto glass companies in Arizona. We do our best to provide 5-star service and keep you safe on the roads. Learn more about our insurance claims process or get a free quote today.