:root{--hw-color-primary: #1a365d;--hw-color-primary-light: #2a4a7f;--hw-color-accent: #e8a317;--hw-color-accent-light: #f5c542;--hw-color-bg: #ffffff;--hw-color-bg-alt: #f7f8fa;--hw-color-bg-dark: #0f172a;--hw-color-text: #1e293b;--hw-color-text-muted: #64748b;--hw-color-text-inverse: #f8fafc;--hw-color-border: #e2e8f0;--hw-color-success: #16a34a;--hw-color-star: #f59e0b;--hw-radius: 8px;--hw-radius-lg: 12px;--hw-shadow: 0 1px 3px rgba(0,0,0,.1), 0 1px 2px rgba(0,0,0,.06);--hw-shadow-lg: 0 10px 15px rgba(0,0,0,.1), 0 4px 6px rgba(0,0,0,.05);--hw-font: system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;--hw-font-heading: var(--hw-font);--hw-max-width: 1200px;--hw-gutter: 1.5rem}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;scroll-behavior:smooth}body{font-family:var(--hw-font);color:var(--hw-color-text);background:var(--hw-color-bg);line-height:1.6;-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto;display:block}a{color:var(--hw-color-primary);text-decoration:none}a:hover{color:var(--hw-color-primary-light)}.hw-container{max-width:var(--hw-max-width);margin:0 auto;padding:0 var(--hw-gutter)}.hw-section{padding:4rem 0}.hw-section--alt{background:var(--hw-color-bg-alt)}.hw-section--dark{background:var(--hw-color-bg-dark);color:var(--hw-color-text-inverse)}.hw-grid{display:grid;gap:1.5rem}.hw-grid--2{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}.hw-grid--3{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}.hw-grid--4{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.hw-nav{background:var(--hw-color-bg);border-bottom:1px solid var(--hw-color-border);position:sticky;top:0;z-index:100}.hw-nav__inner{display:flex;align-items:center;justify-content:space-between;padding:1rem var(--hw-gutter);max-width:var(--hw-max-width);margin:0 auto}.hw-nav__brand{font-size:1.25rem;font-weight:700;color:var(--hw-color-primary)}.hw-nav__links{display:flex;gap:1.5rem;list-style:none;align-items:center}.hw-nav__link{font-size:.9rem;font-weight:500;color:var(--hw-color-text);transition:color .2s}.hw-nav__link:hover{color:var(--hw-color-primary)}.hw-nav__cta{background:var(--hw-color-accent);color:var(--hw-color-bg-dark)!important;padding:.5rem 1.25rem;border-radius:var(--hw-radius);font-weight:600;transition:background .2s}.hw-nav__cta:hover{background:var(--hw-color-accent-light)}.hw-nav__toggle{display:none;background:none;border:none;font-size:1.5rem;cursor:pointer}@media(max-width:768px){.hw-nav__links{display:none;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:var(--hw-color-bg);border-bottom:1px solid var(--hw-color-border);padding:1rem}.hw-nav__links.is-open{display:flex}.hw-nav__toggle{display:block}}.hw-hero{background:linear-gradient(135deg,var(--hw-color-primary) 0%,var(--hw-color-primary-light) 100%);color:var(--hw-color-text-inverse);padding:5rem 0 4rem;text-align:center}.hw-hero__title{font-size:clamp(2rem,5vw,3.25rem);font-weight:800;line-height:1.15;margin-bottom:1rem}.hw-hero__subtitle{font-size:clamp(1rem,2.5vw,1.25rem);opacity:.9;max-width:640px;margin:0 auto 2rem}.hw-hero__actions{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}.hw-btn{display:inline-flex;align-items:center;gap:.5rem;padding:.75rem 1.75rem;border-radius:var(--hw-radius);font-weight:600;font-size:1rem;border:none;cursor:pointer;transition:background .2s,transform .1s}.hw-btn:active{transform:scale(.98)}.hw-btn--primary{background:var(--hw-color-accent);color:var(--hw-color-bg-dark)}.hw-btn--primary:hover{background:var(--hw-color-accent-light);color:var(--hw-color-bg-dark)}.hw-btn--outline{background:transparent;border:2px solid var(--hw-color-text-inverse);color:var(--hw-color-text-inverse)}.hw-btn--outline:hover{background:#ffffff1a;color:var(--hw-color-text-inverse)}.hw-btn--phone{background:var(--hw-color-success);color:#fff;font-size:1.1rem}.hw-btn--phone:hover{opacity:.9;color:#fff}.hw-card{background:var(--hw-color-bg);border:1px solid var(--hw-color-border);border-radius:var(--hw-radius-lg);padding:1.5rem;transition:box-shadow .2s,transform .2s}.hw-card:hover{box-shadow:var(--hw-shadow-lg);transform:translateY(-2px)}.hw-card__title{font-size:1.15rem;font-weight:700;margin-bottom:.5rem}.hw-card__text{color:var(--hw-color-text-muted);font-size:.95rem}.hw-card__link{display:inline-block;margin-top:.75rem;font-weight:600;font-size:.9rem;color:var(--hw-color-primary)}.hw-review{background:var(--hw-color-bg);border:1px solid var(--hw-color-border);border-radius:var(--hw-radius-lg);padding:1.5rem}.hw-review__stars{color:var(--hw-color-star);font-size:1.1rem;margin-bottom:.5rem}.hw-review__text{font-size:.95rem;line-height:1.6;margin-bottom:.75rem}.hw-review__author{font-weight:600;font-size:.85rem;color:var(--hw-color-text-muted)}.hw-cta-banner{background:var(--hw-color-accent);color:var(--hw-color-bg-dark);padding:3rem 0;text-align:center}.hw-cta-banner__title{font-size:clamp(1.5rem,3vw,2rem);font-weight:800;margin-bottom:.5rem}.hw-cta-banner__text{font-size:1.1rem;margin-bottom:1.5rem;opacity:.9}.hw-footer{background:var(--hw-color-bg-dark);color:var(--hw-color-text-inverse);padding:3rem 0 1.5rem}.hw-footer__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:2rem;margin-bottom:2rem}.hw-footer__heading{font-size:1rem;font-weight:700;margin-bottom:.75rem;color:var(--hw-color-accent)}.hw-footer__list{list-style:none}.hw-footer__list li{margin-bottom:.4rem}.hw-footer__list a{color:var(--hw-color-text-inverse);opacity:.8;font-size:.9rem}.hw-footer__list a:hover{opacity:1;color:var(--hw-color-accent)}.hw-footer__nap{font-size:.9rem;line-height:1.7;opacity:.85}.hw-footer__bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:1.5rem;text-align:center;font-size:.85rem;opacity:.6}.hw-section-header{text-align:center;margin-bottom:2.5rem}.hw-section-header__title{font-size:clamp(1.5rem,3vw,2.25rem);font-weight:800;color:var(--hw-color-primary);margin-bottom:.5rem}.hw-section-header__subtitle{font-size:1.05rem;color:var(--hw-color-text-muted);max-width:600px;margin:0 auto}.hw-badge{display:inline-flex;align-items:center;gap:.35rem;padding:.3rem .75rem;border-radius:999px;font-size:.8rem;font-weight:600;background:var(--hw-color-bg-alt);color:var(--hw-color-text)}.hw-badge--insurance{background:#dbeafe;color:#1e40af}.hw-badge--mobile{background:#dcfce7;color:#166534}.hw-badge--fast{background:#fef3c7;color:#92400e}.hw-sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}.hw-text-center{text-align:center}.hw-mt-1{margin-top:.5rem}.hw-mt-2{margin-top:1rem}.hw-mt-3{margin-top:1.5rem}.hw-mb-2{margin-bottom:1rem}